You’ve made the decision that an intensive outpatient program is the right choice for you and your family. There are many questions you’ll need to answer, such as “Will it work?” or “What will I need to do during treatment?” The question of cost should always also be asked.
“How am I going pay for intensive outpatient services?” is an important question. Unfortunately, many people believe outpatient therapy is highly priced, and therefore only a small percentage of individuals with addiction seek help and treatment. We are here to dispel that notion.
The first thing you need to understand is outpatient, though it sometimes may cost less than inpatient, is billed differently than inpatient. It is generally covered under insurance plans. However, some insurance plans cover a portion of the treatment costs while others cover it entirely. You’ll want to be sure to that your insurance will cover outpatient services and determine how much of the charges are covered. Verifying that your insurance policy will support treatment is an easier process than you might think, and we will be glad to help.
In addition to accepted insurances, Pyramid Family Behavioral Healthcare accepts self-payment via cash, personal check or credit card (VISA, MasterCard and Discover), as well as state and county funding and Medical Assistance. We also work with unions and Employee Assistance Programs.
Medicare Part B pays only 50% of approved charges for outpatient mental health services. This is true whether the services are provided by a physician, clinical psychologist, or clinical social worker at a hospital, nursing facility, mental health center, or rehabilitation facility. You are responsible for the yearly deductible, the unpaid 50% of the Medicare-approved amount, and, if the provider does not accept assignment, for the rest of the bill above the Medicare-approved amount, up to an additional 15%.
Don’t let questions of cost or money impact your decision to make a change for the better. Remember the cost of not getting better will always be higher than a treatment plan and you can’t put a price on the personal costs of caring relationships and a long, meaningful life.
Once an expenses and payment plan are developed, you can begin to visualize your “treatment account” and budget for the long-term – future care, future plans, and a healthier life.